How It Works

A Clear Process From Application to Funding

Simple steps, organized documentation, and clear communication. Options depend on verification and lender requirements.

What you may need

  • Basic business information
  • Bank statements or banking connection
  • Valid ID
  • Voided check

Requirements vary by product and lender.

Step by step

Here is a typical flow. Your timeline can vary based on documents and verification.

01

Tell us about your business

Share basic information so we can route you to suitable options.

  • Business name, address, and industry
  • Estimated monthly revenue
  • Funding goal and amount
02

Share financial information

Cash flow review helps determine fit. You can provide statements or a secure connection if available.

  • Recent bank statements, all pages
  • Or secure online banking connection
03

Review options and key terms

We help you compare key terms and understand tradeoffs.

  • Payment frequency, daily or weekly if applicable
  • Term length and estimated total cost
  • Any conditions required to proceed
04

Verify and finalize

Depending on the option, the lender may request final items before documents are completed.

  • Photo ID
  • Voided check
  • Business documentation if needed
05

Funding and follow through

After documents are completed and verification is done, funding can be sent by ACH or wire depending on the option.

What helps approvals go smoother

These steps can reduce back and forth and help keep the process moving.

Provide complete statements

Include all pages and make sure the date range is clear.

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Keep deposits consistent

Consistency helps cash flow review. If revenue is seasonal, note it upfront.

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Have documents ready

ID, voided check, and basic business documents can speed up verification.

Start with a quick application

We will guide you to the next step and explain what is needed for your selected option.

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